Sashberaim | Gabe's Card Picks

01 / The edit

Eleven worth a closer look

Checked Oct. 11, 2026

Premium travel

Chase Sapphire Reserve®

100,000 points (public offer)after $6,000 in purchases in the first 3 months

$795 annual fee8x Chase Travel

Earn: 4x on flights and hotels booked direct, 3x on dining, and 1x on other purchases.

View offer & apply→Gabe's Chase referral link; public bonus shown, referral terms may differRead the full review →

Everyday travel

Chase Sapphire Preferred®

75,000 pointsafter $5,000 in purchases in the first 3 months

$95 annual fee5x Chase Travel

Earn: 3x on dining, gas stations, EV charging, vacation homes at top brands, select streaming and online grocery; 2x on other travel; 1x otherwise. Includes a $100 annual Chase Travel hotel credit and up to $120 for Global Entry, TSA PreCheck or NEXUS every four years.

View offer & apply→Gabe's Chase referral linkRead the full review →

Business cash back

Ink Business Cash®

$750 cash backafter $6,000 in purchases in the first 3 months

$0 annual fee5% business essentials

Earn: 5% on office supplies and internet, cable and phone; 2% at gas stations and restaurants, with a separate combined $25,000 cap for each category group per account anniversary year; 1% otherwise.

View offer & apply→Gabe's Chase business referral linkRead the full review →

Simple business cash back

Ink Business Unlimited®

$750 cash backafter $6,000 in purchases in the first 3 months

$0 annual fee1.5% unlimited cash back

Earn: Unlimited 1.5% cash back on every business purchase, plus 5% total cash back on Lyft through September 30, 2027.

View offer & apply→Gabe's Chase business referral linkRead the full review →

Travel rewards

Capital One Venture

75,000 miles + $300 stays creditafter $4,000 in purchases in the first 3 months; the one-time credit is for Capital One Travel hotels and vacation rentals in the first cardholder year

$95 annual fee2x every purchase

Earn: 5x on hotels, vacation rentals and rental cars booked through Capital One Travel, and 2x on every other purchase.

View offer & apply→Gabe's Capital One referral link; check eligibility and confirm the card offerRead the full review →

Credit-building option

Capital One Platinum

No welcome bonus$0 annual fee · no cash-back or miles rewards

Designed for fair credit. Capital One says cardholders are automatically considered for a higher credit line in as little as 6 months. The current purchase APR is 29.24% variable.

Check card eligibility→Gabe's Capital One referral link; Platinum availability depends on eligibilityRead the review →

360 Checking

Capital One 360 Checking

$300 referral / $250 public bonusUse the referral link for $300, or code CHECKING250 for the separate $250 public offer. Both require two qualifying direct deposits of $500 or more each within 75 days.

No monthly fees or minimums. The referral page shows $300 with two qualifying direct deposits of $500 or more each within 75 days. The separate public offer is $250 with code CHECKING250 and the same deposit requirement. Offers cannot be combined; check eligibility and full terms before opening.

Open Gabe's referral→See official $250 terms→

Gabe's 360 Checking referral link and Capital One's public offer pageRead the review →

02 / More

Four more cards Gabe holds

Checked Oct. 14, 2026

Airline miles

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

80,000 AAdvantage® milesafter $3,500 in purchases in the first 4 months

$99 annual fee, waived the first year2x on American, dining, gas

Earn: 2 AAdvantage miles per $1 on eligible American Airlines purchases, at restaurants including takeout, and at gas stations; 1 mile per $1 on everything else. Citi lists a free first checked bag on domestic American itineraries for you and up to 4 companions, preferred boarding, and no foreign transaction fees.

View offer & apply→Plain Citi link; no referralRead the full review →

Simple cash back

Capital One Quicksilver

$200 cash bonusafter you spend $500 in the first 3 months

$0 annual fee1.5% unlimited cash back

Earn: unlimited 1.5% cash back on every purchase, and 5% on hotels, vacation rentals and rental cars booked through Capital One Travel. Capital One lists a 0% intro APR for 15 months on purchases and balance transfers, and no foreign transaction fees.

View offer & apply→Plain Capital One link; no referralRead the full review →

Rotating cash back

Discover it® Cash Back

Cashback MatchDiscover matches all the cash back you earn in your first year

$0 annual fee5% rotating categories

Earn: 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum, when you activate. All other purchases earn 1%. Discover lists a 0% intro APR for 15 months on purchases and balance transfers.

View offer & apply→Plain Discover link; no referralRead the full review →

Business travel points

Ink Business Preferred®

100,000 bonus pointsafter $8,000 in purchases in the first 3 months

$95 annual fee3x travel and business

Earn: 3 points per $1 on the first $150,000 in combined purchases each account anniversary year on shipping, advertising with social media sites and search engines, internet, cable and phone services, and travel. 1 point per $1 on everything else, and a total of 5x on Lyft rides through September 30, 2027.

View offer & apply→Plain Chase link; no referralRead the full review →

Referral disclosure: Gabe may earn a referral bonus if you apply, are approved or open an account through a Chase or Capital One referral link on this page. The four cards in the second section link to the issuer's own page and earn Gabe no referral bonus. Referral offers may differ from public offers. The 360 Checking referral currently shows $300, while the separate public promotion is $250. Card and account terms can change, so confirm the details on the issuer's page before applying or opening an account. See the full advertiser disclosure. This site is information only, not financial advice.

Credit cards,picked by hand.