Simple cash back · Review
Capital One Quicksilver
Advertiser disclosure: Gabe earns nothing if you apply through the link on this page; it goes to the issuer's own page. Card terms change; confirm everything on the issuer's page before you apply.
$200cash bonus after you spend $500 in the first 3 months
$0annual fee
How it earns
Capital One lists unlimited 1.5% cash back on every purchase, plus 5% on hotels, vacation rentals and rental cars booked through Capital One Travel.
Who it fits
- You want one flat-rate card with no fee and no categories to track.
- The $500 spending requirement is easy for you to reach in three months.
- You plan to travel and might book hotels or rental cars through Capital One Travel.
Who should skip it
- You want a big points bonus or travel perks. The bonus here is $200.
- You carry a balance. The APR after the intro period is 18.74% to 28.74% variable, and interest costs more than 1.5% cash back earns.
- You received a Quicksilver bonus in the past 48 months. Capital One says you are not eligible for the bonus in that case.
Worth knowing
Capital One's page shows a $200 bonus after $500 in the first 3 months, 0% intro APR for 15 months on purchases and balance transfers, then 18.74% to 28.74% variable. A balance transfer fee applies. The bonus is tied to applying from that page.
The advice on this page is general. It does not know your credit history, income or goals. Pay the balance in full each month, since interest costs more than any bonus is worth.
View offer & apply on Capital One →Plain issuer link, no referral. Source for card terms: issuer page, checked Oct. 14, 2026. Back to all picks