Privacy policy

Effective October 10, 2026.

What we collect

• Messages you send. If you use the contact form, we receive your name, email address and message. The form is processed by Netlify, our host.
• Visit data. We have not enabled a separate analytics service. Our host may collect request information as described below. If we add analytics, we will update this policy.
• Server logs. Our host may log IP addresses and request details for security and operations.

We never ask for your Social Security number, card number or credit report. Applications happen on the issuer's own website, not here.

How we use it

To reply to your message, keep the site working, and understand which pages people read. We do not sell your personal information.

Links to other sites

Referral links take you to Chase or Capital One. Their privacy policies apply once you leave this site, and they may set cookies to credit the referral.

Cookies

The site itself does not set advertising cookies. Issuer sites may set cookies when you click through.

Your choices

You can ask us to delete a message you sent through the contact form. Children under 18 should not use this site.

Changes

We will update this page and its date when this policy changes.