Ink Business Preferred®
How it earns
Chase lists 3 points per $1 on the first $150,000 in combined purchases each account anniversary year in these categories: shipping, advertising on social media sites and search engines, internet, cable and phone services, and travel. Everything else earns 1 point per $1, with no limit.
Who it fits
- Your business spends on shipping, online ads, phone or internet, or travel.
- You can put $8,000 of real business spending on the card in three months.
- You want a business card with a $95 fee and a large points bonus.
Who should skip it
- You could not reach $8,000 in three months without stretching your spending.
- You have held this card before. Chase says the bonus may not be available if you have ever had it.
- Your spending is mostly outside the bonus categories, where it earns 1 point per $1.
Worth knowing
Chase's page shows 100,000 bonus points after $8,000 in the first 3 months, a $95 annual fee and a 17.99% to 26.99% variable APR. Chase also says it may consider factors about your business when deciding bonus eligibility.
The advice on this page is general. It does not know your credit history, income or goals. Pay the balance in full each month, since interest costs more than any bonus is worth.
View offer & apply on Chase →Plain issuer link, no referral. Source for card terms: issuer page, checked Oct. 14, 2026. Back to all picks